When you are a homeowner, you must always have home insurance. It provides many different forms of protection, and mortgage lenders generally require it. If you own a home and don’t have it protected with home insurance, call us now at Allen Insurance Agency in Ramseur, NC to get started.
Your House
Home insurance is best known for the protection it provides for your house. The house itself represents most people’s largest investment, and it’s necessary to keep it safe for your financial future. The policy will spell out a number of specific incidents, such as particular disasters, that are covered under it. Then, if one of those covered incidents happens, the damage done to your house will be paid for by the policy, minus your deductible. The cost of repairs can be extremely high. It may even be required that the whole house get rebuilt after a serious incident.
Your Belongings
Another necessary type of protection with home insurance is protection for your belongings inside your house. If a covered incident happens and destroys your things, the policy can help you replace the lost items. Without this protection, someone could go bankrupt trying to replace what was lost.
Liability Protection
Another financial danger you have as a homeowner is your liability for accidents. A person at your house who has an accident can run up many medical bills. And, you’d likely be liable for paying them. With liability protection in your home policy, it will pay for those pricey medical bills.
Give Us a Call
There’s no time to waste if you need a home insurance policy. Call us today at Allen Insurance Agency in Ramseur, NC to learn more about this essential coverage.
