You need to have auto insurance to drive in the state of North Carolina. You don’t just need insurance, you need the right auto insurance. At Allen Insurance Agency in Ramseur, NC, we are locally owned and provide our customers with the personalized service they deserve. We know our customers and we recognize that all of them are individuals with different needs.
Auto Insurance FAQs
Can more than one vehicle be on the same policy?
Yes, they can. Some companies do have a limit for the policy, but that would usually be more than one or two or even three.
Do all drivers in your home need to be listed on the policy?
Yes, probably. Every carrier is a little different about who to list, but make sure that if someone moves in or out, you keep your insurance agent up to date. If your teen gets their license, tell the insurance company, you don’t want an ugly surprise if they have an accident.
If you drive your friend’s car, whose insurance covers you?
Auto insurance covers the vehicle, not the driver, so if you are driving your friend’s vehicle with their permission, their insurance will cover in the event that you have an accident.
What happens if you are in an accident with an uninsured motorist?
In North Carolina, uninsured motorist insurance is mandatory, so it will be a part of your auto insurance. It will cover for injuries caused by the uninsured driver and it will also pay for repairs to your vehicle.
Is your car covered for a hit and run?
Your vehicle is covered for a hit and run under your uninsured motorist coverage, so you will be able to get your car repaired or replaced.
Give Us A Call
Contact Allen Insurance Agency in Ramseur, NC when you need auto insurance and want a personal touch.
