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Allen Insurance Agency

6835 Jordan Road
Ramseur, NC 27316

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I have a small online business with no employees. Is commercial insurance a wise investment for me?

Commercial or business insurance is designed to protect businesses from unforeseen circumstances as well as protect a business’s assets. Commercial insurance also provides liability protection which can help businesses who are at fault for any number of different issues. However, it’s a common thought for business owners to feel that commercial insurance isn’t necessary. However, if you have assets to protect, commercial insurance could be a wise investment. The team at Allen Insurance Agency is committed to helping Ramseur, NC business owners understand commercial insurance.

What is commercial insurance?

Commercial insurance is business insurance designed to protect businesses from unforeseen circumstances and provide liability protection as well. Even if your business is small, there are assets you should protect. For example, if you use cars to run your business, you can invest in commercial auto insurance. Commercial insurance can be structured to fit the unique needs of your business. 

I have a small online business with no employees. Is commercial insurance a wise investment for me?

Even as a small online business, you benefit from the protection that commercial insurance provides. If you sell products online, commercial insurance can provide liability protection if a product harms a customer. The benefits of commercial insurance are many. Many people would be ill-prepared to pay for a mishap out of pocket. Commercial insurance provides a much-needed safety net for many businesses of all kinds and sizes.

We Are Here To Help

If you have more questions regarding the benefits of commercial insurance, call us at Allen Insurance Agency in Ramseur, NC. We’d be happy to help you explore your options and answer all of your questions.