At Allen Insurance Agency, we help homeowners in Ramseur, NC, protect their homes against damage through homeowners’ insurance. Even all-perils home coverage doesn’t protect against some things that can happen to a home. The dreaded termite invasion falls into this category.
Spotting Termites Early
Most home policies do not cover termite damage because an annual inspection for termites is on the list of homeowner maintenance items. A homeowner should notice the mud tunnels indicating the arrival of termites and phone pest control to have the home treated. The horrific photos of termite damage shown on the Internet have happened over the years, so when damage occurs that erodes the home’s framing, it means the homeowner ignored essential maintenance.
A Free Inspection Can Spot the Problem
Many pest control services offer free termite inspections. Leverage this complimentary check on your home to keep it in top shape. Learn what termite damage looks like so no one can trick you into pesticide spraying that your home doesn’t need.
Termite tunnels may appear on the exterior or interior of a home. Typically gray, within these long corridors, they wander back and forth, gnawing on the wood of your home. Many varieties of termites exist, so you may not immediately recognize the bugs. Every variety builds this tunnel type and eats through the wood.
Contact Us Today
Do you have questions about what your home insurance does cover? Contact Allen Insurance Agency to check your policy’s coverage. If you don’t know the coverage level you bought on your Ramseur, NC, home, let us look it up. Whether you purchase HO-1, -2, -3, -5, or -8 coverage decides which perils the policy does cover. None cover termite damage, but there’s a lot they do cover.
