We all know that auto insurance covers you and your car when an accident happens. But did you know that comprehensive auto insurance can help after a natural disaster strikes?
It’s true. Comprehensive coverage from the Allen Insurance Agency can protect you from the financial losses that natural disasters like earthquakes, hurricanes, wildfires, and floods cause. It’s because this type of policy helps you when your car gets damaged because of animal impacts, vandalism, theft, broken glass, and other events where another car wasn’t involved.
What is Comprehensive Insurance?
Think of it as having bad luck coverage for your vehicle in Ramseur, NC. Comprehensive auto insurance is an optional component of your total package. It covers your car when random events like this happen:
- Someone steals your car keys
- Someone keys or spray paints your car
- Garage fire
- Engine fire
- Your pet chews the wires in your car
- Chips or cracks appear on your windows
- Riots
What It Doesn’t Cover
While comprehensive coverage will protect you from many things, it won’t protect you from everything that happens in Ramseur, NC. Some of the things this type of coverage won’t cover are:
- Legal fees
- Wear and tear repairs
- Loss of income because of an accident
- Medical treatment and/or injuries
- Personal property in your car
Comprehensive auto insurance coverage will protect you when disaster strikes. But there is a catch. It’s not possible to buy comprehensive coverage by itself. Most of the time, it’s sold as part of a package deal with collision coverage. Disregard if you’re getting full coverage, as it will come as part of the package.
To learn more about the pros and cons of comprehensive auto coverage, contact our experts at Allen Insurance Agency today. We’re ready, willing, and able to help you make the right auto insurance decision for your needs.
